Downsizers Moving Closer To Family

Mary and Ian’s extended family is spread across South-East Queensland, with the youngest being a grandniece aged around six months old and the oldest being close to 80. “We belong to a large family network in Southeast Queensland, and I think it’s fair to say we’re the favourite aunt and uncle,” said Ian.

Mary said the whole tribe meets up several times a year, usually for Christmas and Easter as well as milestone events, with smaller groups meeting more regularly. “Being able to spend time with our mob and do things together is a great gift. We don’t need anything more than that,” said Mary.

Mary and Ian are not alone in deciding to stay close to those who matter in their lives. A recent Australian survey found that COVID-19 has made many downsizers realise the importance of retiring near their family. The survey found that older Australians have become significantly more aware of their own vulnerability and more conscious of their health and wellbeing, as a result of the pandemic.

This has led 57 per cent of prospective retirees to think more about their retirement plans and 45 per cent to re-evaluate where they want to live in their later years. The survey also found 66 per cent of survey respondents said being close to their family had now become the most important factor in retirement.

Mary and Ian’s family launch pad is their stunningly located two-bedroom home at the Banksia Waters Community located at Tweed Heads West. “We have kangaroos who visit us along with birds and a little water dragon. We also grow our own veggies, in a little plot behind our house and we often have enough to give back to our community,” said Mary. The setting reminds Ian and Mary of their 16-hectare property in regional Queensland, which Mary describes as “a slice of heaven”. They only sold it after Ian became ill and went through extensive, debilitating chemotherapy, thankfully that’s all behind him now.

“We moved into Banksia Waters in 2017 because we had wanted to find a welcoming community and not to live on our own. We also wanted to be close to our family and water and nature, so it’s perfect for us,” said Mary.

Hometown Australia’s Banksia Waters community is a true coastal retreat set on 44 hectares. The community’s facilities include a clubhouse, swimming pool, croquet court, community bus, BBQ area and a well-stocked library. It’s all about building your lifestyle just the way you want it and having a secure base to travel and also to catch up with family.

Settling in is relatively easy as Hometown Australia residents purchase a home and then benefit from a secure, long-term ground lease. One of the great benefits is that there’s no stamp duty or council rates, while the affordable price point of these homes, along with lack of government taxes, allows many retirees to top up their retirement savings. It all adds up to a greater sense of freedom and being able to create the retirement lifestyle of their dreams.

Mary and Ian have certainly carved out an idyllic life for themselves at Banksia Waters. “It’s quite unique, we’re 10 minutes away from three different beaches and 10 minutes to the mountains,” said Mary.

Often on Wednesdays, they set out in their car to explore some of the fishing villages nearby, stopping for a coffee and just walking around. Sometimes a few of their neighbours come along for this excursion. Ian also spends two days doing woodwork at a craft studio in Murwillumbah, often making things for the community. “We‘re at a stage of our lives now where we both believe in giving back,” said Ian.

“For so long we’ve been defined by what we did for a living and not really who we are as people but living in nature at Banksia Waters and being close to our family, has changed all that and helped us to grow,” concluded Mary.