We've created the ultimate lifestyle community for over 50s*.

Discover our exciting coastal lifestyle communities on the Central Coast, NSW

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No stamp duty
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No council rates
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No exit fees
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Retain capital gains
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Relax and live a carefree coastal life

Embrace the relaxed lifestyle typical of our coastal communities. Enjoy scenic seaside strolls, fishing on the lake and picnics in the park.

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Saltwood - Lake Munmorah
Saltwood Over 55s Living Lake Munmorah - The perfect place to call home

The perfect place to call home, Saltwood is located in a stunning setting between Lake Munmorah and Lake Macquarie on the Central Coast of NSW. Enjoy an active and independent lifestyle in a boutique neighbourhood surrounded by tranquil scenery, with modern amenities coming soon.

Don’t miss your opportunity to make Saltwood home. Explore a range of tailor‑made, architecturally designed homes, created for relaxed and low‑maintenance living.

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Beaches
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Rivers & Lakes
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Walking & Hiking
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Heritage - Toukley
Heritage Over 50s living Toukley – Find a sense of sanctuary in a welcoming lakeside community

Get into the carefree Central Coast spirit and enjoy over 50s living at a your pace. Offering a host of wonderful recreational facilities, including a pool and gym, this peaceful, established community is bordered by the bushland of Wyrrabalong National Park and the shores of Tuggerah Lake, accessed via a short level nature walk.

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Golf Courses
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Lakeland - Buff Point
Lakeland Over 50s living Buff Point – Enjoy your own private haven

Make life as active, or as relaxing as you like at Lakeland. Located on the shores of beautiful Budgewoi Lake, Lakeland is a haven set on over 12 acres of lakefront land. The well-established community enjoys direct access to over 10 kms of foreshore walkways. There’s always something to do.

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Cycling
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Lakeside - Chain Valley Bay
Lakeside Over 55s living Chain Valley Bay – Love the location.

Enjoy living in a boutique-style community on the shores of Lake Macquarie. Lakeside, at Chain Valley Bay, is set amongst manicured grounds with easy access to water-based activities. Residents enjoy a friendly community and a lively social calendar. Make life as relaxing or as active as you like.

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Macquarie Shores - Doyalson North
Macquarie Shores Over 50s Doyalson North - Enjoy a slice of tranquility

Macquarie Shores provides the perfect blend of relaxation and convenience. Whether you're seeking a peaceful retreat or an active lifestyle, Macquarie Shores offers the best of both worlds. Located in the heart of the Central Coast. Macquarie Shores provides over 50s with secure and independent living.

Residents enjoy a vibrant lifestyle with recreational activities, social events, and beautifully landscaped surroundings, while also being in close proximity to the everyday necessities. 

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Teraglin Lakeshore - Chain Valley Bay
Teraglin Lakeshore Over 50s living Chain Valley Bay – Your own little piece of waterfront living

Set across 23 acres on the shores of beautiful Lake Macquarie, this vibrant community offers the perfect setting for an active and fulfilling lifestyle. Enjoy a range of premium amenities onsite, including a new clubhouse under construction, as well as access to the region's stunning natural attractions. Find your perfect place at Teraglin Lakeshore with a selection of brand-new homes and quality pre-loved residences for sale. 

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Terrigal Sands - Terrigal
Terrigal Sands Over 50s living Terrigal - Make every day feel like a holiday

A popular beach holiday destination, Terrigal will charm you with its pristine beaches, lagoons and stately Norfolk pines lining the Esplanade. Located on the Central Coast, our community is well-appointed and conveniently positioned next to a vibrant strip of delicious places to eat. Stay onsite or explore the beauty of nature close by.

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Rivers & Lakes
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Valhalla - Chain Valley Bay
Valhalla Over 50s living Chain Valley Bay - Enjoy an active lifestyle among a friendly community

Located just 450 metres from the shores of Lake Macquarie, perfect for water-based activities. Valhalla is a welcoming community set on 70 acres of pristine land. You’ll enjoy a full calendar, and an active lifestyle with aqua aerobics, crafts, tennis and a tool shed. Feel the joy of being part of a vibrant, secure and social community.

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Central Coast, NSW

The best of coastal living

Located just a short drive away from Sydney, the Central Coast offers plenty of opportunities to explore or simply unwind. Discover the endless blue waters, unique bushland and diverse landscapes. Immerse yourself in the natural beauty where each day can be an adventure.

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Beaches
Known for its incredible coastlines, the Central Coast will leave you spoiled for choice. Visit some of Australia's top 10 beaches, as rated by Australian Traveller, such as Avoca or Umina beaches.
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Walking & Hiking
You’ll be delighted by the number of nearby natural bushlands, sand dunes and walking tracks such as Bouddi National Park. Perfect for leisurely strolls and vigorous treks.
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Rivers & Lakes
Experience the deep blue waters and lavish green landscapes of Lake Macquarie. Or see why The Entrance is so popular.
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Foodie Region
From fancy dinners to laid-back food markets, the Central Coast has some great restaurants, cafes and craft breweries.

Frequently Asked Question

Thinking about making the Central Coast your next home? We’ve answered some of the most common questions about over 50s land lease living, including home ownership, community facilities, pets, costs and what to expect when you join one of Hometown Australia’s welcoming Central Coast communities.

Are these communities the same as retirement villages in the Central Coast?
What’s the difference between over 50s living and over 55s living?
What types of homes can I purchase in a Hometown Central Coast community?
Are the communities located close to beaches, shops or medical services?
What amenities are included in Central Coast lifestyle communities?
Is there caravan or boat storage available?
Are pets allowed in the Central Coast communities?